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CA Rajat Goyal  

CA in Practice
15Year  10Month  experience

NA


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Address

GANDHI NAGAR
Agra
Pin code - NA

Availability

Mo,Tu,We,Th,Fr,Sa

2:00 pm - 7:00 pm

Services

✔ Business Incorporation✔ Fund Raising (Debt / Equity)
✔ Accounting / Book keeping✔ Company Auditing
✔ Compliances✔ Financial Consulting and MIS
✔ Direct Taxation✔ Indirect Taxation
✔ Corporate Asset Management✔ Personal Wealth Planning
✔ Mergers & Acquisition / Investment Banking✔ Payroll Management
✔ Govt.Registrations and Licenses✔ Intellectual Property
✔ Corporate Restructuring✔ Corporate Registration & Verification
✔ FEMA Compliances Consulting✔ Corporate Legal Consulting
✔ Business Tax Planning and Management✔ Business Planning & Initiation
✔ Financial Services / Funds Raising✔ Internal Audit
✔ GST

Industry Experience
✔ Banking
Education
    B.com,CA
Associated with (Firm / Company Name)
    M/S. SAKET JAIN AND CO.
Awards and Recognitions
    NA

R

Raksha

14 Days ago

I had taken loan in money tap app I did not pay my emi's from past 6 months today I was checking in phone pe app it is showing you have no amount due on your bill or your bill has passed the due date what is the meaning of this? They have paid the amount or what is it cibil score will get effect how to bring cibil score back to high

CA Rajat Goyal     6 Apr 2023

If you have not paid your EMIs for the past 6 months, it is likely that your credit score has been negatively affected. However, regarding the notification from the PhonePe app that you received, it could mean a few things.

One possibility is that the payment has been deferred and added to the outstanding balance, which would mean that you still owe the amount, and interest may also accrue on the outstanding balance. Another possibility is that the loan has been restructured or settled, in which case you would need to check with the lender to confirm the status of your loan.

If you have not paid your EMIs for a significant period, it is important to take action to avoid further damage to your credit score. You should contact the lender to discuss repayment options and negotiate a payment plan that you can manage. Making consistent, on-time payments going forward is the best way to improve your credit score.

To improve your credit score in the long term, it is important to maintain a good credit history by paying your bills on time, avoiding taking on too much debt, and regularly checking your credit report for errors or discrepancies.

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